 | Ali Chamois
Phone: (845) 825-8086
Fax: (845) 363-4189
ali.chamois@randmortgage.com
Ali has been in the mortgage industry for 20 years. She spent much of her career
working for large mortgage companies including GMAC Mortgage
and Countrywide Home Loans. Ali has been a processor, underwriter,
operations manager, and sales manager and credits her extensive knowledge
of the business with all the experience she has had over the years. She
says being an underwriter probably helped her the most as far as really knowing
how to structure a mortgage transaction. |
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 | Daniel Colt
Phone: (845) 825-8085
Fax: (845) 367-4138
daniel.colt@randmortgage.com
Dan is one of our Orange County Mortgage Consultants, with 5 years of experience originating and processing loan applications. Born in Rockland County, raised in Orange County, with family still in both areas, Dan has come to know the Hudson Valley very well. He attended Rockland County Community College receiving his Associates Degree in Business Management. Before coming to the Rand family Dan was a sales representative for a local company, handling all aspect of customer service. From his past years in sales Dan has learned that the best type of customer service is education, he takes the time to educate his clients making sure they know everything they need to know about the home buying process. |
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 | Rocco DeMara
Phone: (845) 825-8096
Fax: (845) 208-8909
rocco.demara@randmortgage.com
As a mortgage expert, Rocco DeMara has been originating mortgage loans since 1991. In 1999, Rocco and his partners created "First Source Mortgage Corporation". That company served its clients as a mortgage broker with licenses in NY and CT. Rocco’s company was committed to helping borrowers find the right mortgage products to fit their financial needs with offices in Westchester, Orange, Bronx, Queens, and Connecticut.In June 2008, Rocco joined Rand Mortgage as a strategic next step in his career. By partnering with Westchester’s premier mortgage broker firm and real estate company, he now offers his industry experience, expertise, and local knowledge to you. Rocco was born and raised in the Bronx, then moved to Westchester county with his family in 1987. |
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 | Jeff Kardell
Phone: (845) 825-8068
Fax: (845) 367-5276
jeff.kardell@randmortgage.com
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 | Drew Kessler
Phone: (845) 638-9402
Fax: (845) 638-9408
drew.kessler@randmortgage.com
Drew Kessler is the Managing Director for Rand Mortgage, and one of the leading mortgage officers in Rockland County. Drew prides himself on his commitment to client service and his comprehensive knowledge of the real estate and mortgage industry. As a testament to his ability to work constructively with other professionals, he was recently named the President to the Rockland County Board of Realtors, the first loan officer in the Board’s history to achieve that honor and position. As a sign of his stature in the real estate community, Drew is regularly cited by journalists in the Hudson Valley for his expertise on the mortgage industry and the real estate market. |
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 | Anne K. Panoff
Phone: (845) 825-8078
Fax: (845) 367-4202
anne.panoff@randmortgage.com
Anne has been originating mortgages for over 23 years, successfully catering to the needs of first-time homebuyers, as well as upscale borrowers in Westchester and Fairfield. In 1998 she opened her own mortgage brokerage company registered in New York and licensed in Connecticut. She has always taken pride in making sure her clients are totally informed every step of the way, thereby assuring no surprises at closing. Previous clients now refer their children to Anne, due to her honesty and integrity. |
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| John Peck
Phone: (845) 825-8087
Fax: (845) 406-4099
john.peck@randmortgage.com
John Gregory Peck is a Mortgage Consultant and Kessler Team member here at Rand Mortgage, working out of our New City office. After a successful career with Divine Mortgage of Tampa Bay, in charge of lead generation and marketing, John has returned to his roots here in the Hudson Valley where he resides with his 10-year old daughter. With years of experience, working well with other professionals, John focuses on servicing the needs of his clients. He is well regarded in the industry for his commitment to personal service. |
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 | Betty Santos
Phone: (845) 825-8082
Fax: (845) 367-4108
betty.santos@randmortgage.com
Betty Santos has 16 years of experience in the mortgage industry. She worked with a subsidiary of HSBC for 12 years and was a manager for nine years. Betty is currently a Mortgage Consultant for Rand Mortgage and works with applicants from Orange, Rockland and Westchester counties. In her role, Betty works to get applicants the best rate with the lowest closing costs on their home and helps applicants refinance their current home. Betty is fluent in Spanish, Portuguese, Italian and English. She currently resides in Rockland County with her two children. |
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 | Linda Smith
Phone: (845) 825-8084
Fax: (845) 406-4101
linda.smith@randmortgage.com
I started my journey working for my father's real estate offices and later as a real estate broker located in the Bronx and Westchester. In 1977 I worked for Mid Island Equities processing FHA and VA loans, 1978 paralegal specialized in Real Estate Law; 1986 managed a title company, 1993 owned Horizon Funding Equities and 2003 Director of Business Development for First Alternative Mortgage specializing in government financing (FHA,VA,USDA). In joining the Rand Mortgage team I bring over 35 years of experience and knowledge in the real estate and mortgage industries. |
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